Home Choice

Congregational Home Choice is a home insurance policy designed to cover the contents and/or buildings of homes up to a specified amount. Cover can be extended to include accidental damage, the inclusion of special items such as laptops, cycles and business equipment and the provision of family legal protection cover.

At Congregational, we insure a wide range of properties, protecting against the everyday hazards that can affect us all. Here's what the standard package includes:

Buildings
Accidental Damage to glass and sanitary fittings
Accidental Damage to underground services
Alternative accommodation costs
Property Owner's Liability

Contents
Accidental Damage to home entertainment equipment and personal computers
Replacement of locks following theft of keys
Refrigerated and frozen food
Occupier's and Personal Liability
December and Wedding Gifts increase in sum insured
Cover for contents in the open and stored in outbuildings

Optional Extensions to the standard cover include:
'All Risks' cover on valuables, sports equipment and pedal cycles
Money and credit cards
Business Equipment (clerical occupations only)
Family Legal Protection

Other benefits include:
Glass replacement service
Wide range of telephone helplines and emergency numbers
Payment by instalments
Award-winning claims service

Discounts for
Voluntarily increased excess
Policyholders aged 45 or more
Claim free years
Joint Buildings & Contents policies
Contents for properties built from the year 2000 onwards
Building sum insured discount for properties between £150k to £250k
Competitive buildings rates for properties built from 1980 onwards.

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Home Choice Documents

For more details of our home choice insurance product click on the links below

Home Choice Policy

Home Choice Proposal

Home Choice Prospectus

Home Claims Form