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Church insurance

Many churches have developed their activities beyond worship and fellowship and must ensure that they have adequate insurance protection.

A church choice policy provides cover specifically for places of worship and offers a number of benefits and options to meet the requirements of your church in comparison to standard commercial policies. 

Church choice insurance
Policy cover and benefits

  • Buildings and contents

    with option to include accidental cover

  • External metal theft

  • Extended cover for items

    optional cover is available to insure property on an "all risk" basis anywhere in the world.

  • Loss of money

  • Loss of income

    up to £75,000 over 24 month indemnity period

  • Employers Liability

    £10,000,000 any one event including legal costs & expenses

  • Public liability

    £5,000,000 any one event
    option to increase to £10,000,000

  • Publishers indemnity

    £100,000 any one period of insurance

  • Trustees' and officers' indemnity

    £100,000 any one period of insurance

  • Personal accident

  • Legal protection

    £250,000 each claim for legal expenses.
    £1,000,000 any one period of insurance for compensation awards

The information above refers to just some of the main features and limits of our standard church choice policy – it does not provide all of the terms, conditions and exclusions of the policy. For more details please refer to the church choice overview and policy booklet.

Understanding church insurance

Explore church insurance terminology to find out more and understand key terms