Changes we need to know about
It is the responsibility of policyholders to provide all the facts which relate to both the fabric of the building and the activities undertaken. Cover could be jeopardised if you do not make us aware of changes such as those shown below. This list is by no means exhaustive and if you are unsure please contact us or your broker for clarity.
Contact details
To enable us to keep in contact with you and keep your policy up to date.
Please advise us if the correspondent for your church is changing. We require name, email address, phone number and postal address.
Unoccupied buildings
If part or all your building is due to become unoccupied or used infrequently you must immediately advise us or your broker. Reduced cover may apply, and additional security requirements will be added to your policy.
You will also need to inform us if the use of your premises, including letting the buildings to others on a permanent basis, changes.
For more information visit spow.co.uk
Church events and activities
Special events such as fetes and fairs are usually covered by your policy. If you are planning anything which may be described as safety critical or hazardous, you must advise us or your broker in advance. A thorough risk assessment must be undertaken.
If you are planning to support your community by providing services such as food banks or street work, please contact us to check if you will be covered and whether any restrictions will apply. You may need to obtain specialist cover.
For more information visit spow.co.uk
Building work
If your church is planning to undertake major building work or scaffolding is being erected, contact us prior to commencing any work. We can provide cover for works and unfixed material up to £75,000 if advised prior to commencement. Changes to the security, heating methods or building construction. Depending on the changes made these may affect your premium.
For more information visit spow.co.uk
